Insurtech

MEDEXPERT represents a new concept for legal medicine – we developed the organisational model that everyone uses in medical insurance in Italy today.

  • Web Server: the first Web Server System to manage every medical process toward Insurance Companies, with the main value of being completely developed by the cooperation of IT and Medical Experts.
    It is also used by Central Medical Auditing to audit the Medical Network’s evaluations.
  • Online Expertise: Medexpert N. 0001397398 Patented Method, currently used by all Insurance Companies in Italy.
  • Digital Barème: PATENT PENDING N.102020000018016 (Registered 24 July 2020) Method for quantifying biological damage: a model for a relevant change in the system of assessing impairments and pathologies in insurance medicine.

Digital Barème

A model for a relevant change in the system of assessing impairments and pathologies in insurance medicine – PATENT PENDING N.102020000018016 (Registered 14 July 2020) Method for quantifying biological damage.

The project consists in the development of a BRMS software platform – Business Rules Management System – applied for the first time in legal medicine. It is a tool to transfer and amplify experience and professional skills within a platform that can be a digital evolution of traditional Barèmes used up to now.

Medexpert Central Medical Direction group has been implemented with a Team of Medical Experts dedicated exclusively to the study of parameters and dynamics to create Digital Barème.

Digital Barème

A model for a relevant change in the system of assessing impairments and pathologies in insurance medicine – PATENT PENDING N.102020000018016 (Registered 24 July 2020) Method for quantifying biological damage.

The project consists in the development of a BRMS software platform – Business Rules Management System – applied for the first time in legal medicine. It is a tool to transfer and amplify experience and professional skills within a platform that can be a digital evolution of traditional Barèmes used up to now.

Medexpert Central Medical Direction group has been implemented with a Team of Medical Experts dedicated exclusively to the study of parameters and dynamics to create Digital Bareme.

IT and AI on personal injury evaluation

The Goals of Digital Barème

Assessment

Personal injury evaluation on a scientific, verifiable and empirical basis that goes beyond any discretion.
testo

Simplification

More simple evaluation procedures and reduction of times without penalizing quality and reliability
testo

Uniformity

Uniform workflow and guidelines in Personal injury evaluation

Transfer

Transfer Personal injury evaluation’s experience within a virtual environment shared with other professionals.

Impartiality

Once the clinical/scientific effectiveness of Digital Bareme proposed evaluations has been ascertained, it can be used to reduce litigation and become a point of reference not only in the insurance world but also in the legal one.

Peculiarities

Peculiarities of Private Policies – The system simplifies medical experts’ activity providing all useful information on each policy: exemptions, effective date, ceilings, etc.

Update

Evaluation criteria updating to the evolution of clinical, rehabilitative and diagnostic medicine. In this way Medical Expert has a way to give more reliable evaluations on long-term care needs and on the management of care for macro-injured patients.

Enhancement

Valuing expert assessments of long-term care needs and management of care for the macroinjured.

Management

Managing great injured complex cases in a more complete and systematic way – i.e. macro-injuries, life insurance policies, long-term care, etc. Digital technology is able to analyze all clinical data provided and to propose more reliable assessment of disability, processing a big amount of data that takes into account clinical and statistical knowledge from scientific international databases, institutional databases, “big data” of public and private health structures involved in assisting injured people.

Next Steps

Through Machine Learning and AI, the system will be able to structure, check and set assessments, developing predictive and automated models.